If you are on Medicare, you know that there are different Medicare products available to you to ensure you receive the best possible level of medical care and coverage. At Alpine Advantage Health Insurance, we can help you review different Medicare products and determine which one might be best for you.
Here is a quick overview of the different Medicare products available:
- Original Medicare (Parts A and B) — Medicare Part A, or hospital insurance, covers inpatient hospital stays, skilled nursing facility care, and some home health care. Medicare Part B, or the medical insurance aspect, covers outpatient care, doctor’s visits, preventative services, and some home health care.
- Medicare Advantage Plans (Part C) — These Medicare products are private insurance plans that combine coverage from both Medicare Part A and Part B. These plans often include additional benefits, such as vision, dental, and hearing.
- Medicare Prescription Drug Plans (Part D) — These are standalone plans that provide coverage for prescription drugs and are offered by private insurance companies. While these plans cover prescription medications, the list of covered drugs and costs vary by plan.
- Medicare Supplement Insurance — This is a type of private insurance plan that helps pay for costs not covered by Original Medicare, such as copayments, coinsurance, and deductibles. The purpose of Medicare Supplement insurance is to help fill gaps in coverage from Original Medicare.
We would be happy to tell you more about the different Medicare products that are out there. Contact us today to set up a consultation with us!