It’s the new year, and it’s time to start using your new health insurance policy once your coverage starts. At Alpine Advantage Health Insurance, we want to not only help you find the right insurance policy but also make sure you feel informed and confident while using it throughout the year.
Here are a few of our top tips for getting the most value from your health insurance policy this year:
- Thoroughly read your plan’s summary of benefits to understand what is covered, including preventative care, emergency services, and prescription drugs. You should also familiarize yourself with premium, deductible, and other payment requirements, so you can budget and plan for medical expenses.
- Take advantage of the free preventative services covered by your plan. These can include annual physicals, screenings, and vaccinations.
- When going to see a physician, check to make sure that you are staying in network. Always verify with your provider’s office before going to your appointment that they accept your insurance and are within your network.
- Many health insurance policies offer health management programs for chronic conditions, such as diabetes and asthma. These programs can include coaching, educational resources, and additional support and are often worth enrolling in.
- When you receive a bill, review your Explanation of Benefits (EOB) statements to ensure the claim was processed correctly and that you were billed accurately. Contact your insurance company if you notice any errors with your billing.