Self-Employed Health Insurance 101

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In the United States, many people get health insurance through their employers. However, this is not an option for those who are self-employed. If you run a small business or work independently, then you can turn to our team at Alpine Advantage Health Insurance to find the right self-employed health insurance options for your needs. In this article, we will provide some key information about self-employed health insurance and how to get it.

Self-Employed Health Insurance 101

  • Enroll Through ACA Marketplace – Prior to the Affordable Care Act (ACA), it was much more difficult to obtain self-employed health insurance. With the ACA in place, though, you can buy health insurance through the Marketplace portal. Here, you will be able to compare various options and choose the ideal policy for your needs.
  • When to Enroll – You can sign up for ACA self-employed health insurance during the annual open enrollment period that runs from November 1st through December 15th. In addition, if you previously had insurance through your employer (or through a spouse’s or parent’s employer) and suddenly lose it, then you qualify for a special enrollment period and can sign up through the ACA marketplace at any point during the year.

Our team is highly knowledgeable about self-employed health insurance, and we would be more than happy to answer any questions you may have. If you are looking for someone to help you get the coverage you are looking for, we encourage you to give us a call at your earliest possible convenience.