Reduce the burden of your end-of-life expenses on your loved ones.
Final expense insurance is a form of life insurance that covers the costs associated with a person’s funeral and other end-of-life expenses. These policies are usually smaller in coverage amount than traditional insurance, and they are intended to provide a financial safety net for the family or beneficiaries left behind. The funds from a final expense insurance policy can be used to pay for funeral services, burial or cremation costs, medical bills, outstanding debts, and other related expenses.
One of the key features of final expense insurance is that it is typically easy to qualify for, making it accessible to those who may not qualify for larger, more traditional life insurance policies due to health conditions or age. You usually do not need to complete a medical exam, and the application for this type of insurance is usually simple.
You can secure final expense insurance in varying coverage amounts. For example, you can obtain a policy for a few thousand dollars up to $50,000 or more, depending on the specific policy and the provider. Premiums are usually affordable and can be paid on a monthly or annual basis.
If you want to purchase a final expense insurance policy to support your loved ones after you pass away, we can help you find the right policy for your needs. Contact us at Alpine Advantage Health Insurance to learn more about this type of insurance and to start shopping for policies here in Lancaster, South Carolina.