What is long-term care insurance?

Long-term care insurance refers to a type of insurance that helps individuals who can no longer perform basic activities or those who require ongoing medical or personal care because of a disability, chronic illness, or aging. Long-term care insurance helps cover the costs of needing extra care for extensive periods of time.

Do I need long-term care insurance?

This depends on your personal circumstances and financial insurance. We can help you determine if securing a long-term care insurance would be a good idea.

What does long-term care insurance cover?

Long-term care insurance helps cover the cost of services that assist with daily living activities when you are unable to perform them on your own due to aging, illness, or disability. Some of these services can include in-home care, assisted living facilities, nursing homes, adult day centers, hospice care, and respite care.

What should I look for in a long-term care insurance plan?

You should look for comprehensive coverage, so that you are covered in case you need care, as well as financial requirements that work with your budget.

How do I get started?

If you are ready to start shopping for long-term care insurance plans, contact our insurance agency directly.

Long-Term Care, Indian Land, SC | Alpine Advantage Health Insurance [Infographic]

Protect your finances with a long-term care insurance plan.

Long-term care refers to a range of services and supports designed to help individuals who are unable to perform basic daily activities or require ongoing medical or personal care due to chronic illness, disability, or aging. Long-term care is typically required for extensive periods of time, ranging from several months to years, and it’s an essential support system for countless people throughout our community.

Long Term Care in Indian Land, South Carolina

As you age, you may worry about your health and if you will be able to continue living independently as the years pass. If you were no longer able to live on your own, you may want to explore the option of transferring to a long-term care facility to receive the support you need. While this is a great option for many seniors, the cost of staying in a long-term care facility can add up quickly.

One way to reduce the financial burden of staying in a long-term care facility is to secure insurance early on. At Alpine Advantage Health Insurance, we can help you explore your policy options for long-term care coverage. We have helped many seniors in Indian Land, South Carolina find the best possible policy for them and help them reduce the financial burden of staying in one of these facilities.

“Highly recommend.”

“Richard goes out of his way to help people! I would highly recommend going and letting him help you with insurance!”

★★★★★ -Marvin C.

Contact us to learn more about our long-term care plans.

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Services We Offer

Medicare Supplements in Lancaster, South Carolina

Medicare Products

We will go over the difference between a Medicare Advantage plan and a Medicare Supplement plan. We can also go over prescription drug plans.

Health Insurance

If you need help finding health insurance, we’re here to make the process as easy on you as possible.

Life Insurance

Prepare for the unexpected and secure the peace of mind that comes from knowing your loved ones are financially protected with life insurance.

Contact us to learn more about our long-term care plans.

Contact Us

If you are interested in securing a long-term care policy to protect your financial interests, turn to us. Contact us today to learn more about your options and to schedule a consultation with our knowledgeable team.

At Alpine Advantage Health Insurance, we offer assistance with long-term care insurance plans for clients in Lancaster, Pageland, Camden, Kershaw, Indian Land, Fort Mill, Rock Hill, and Chester, South Carolina, as well as Charlotte and Waxhaw, North Carolina.

Why Choose Alpine Advantage Health Insurance?

We can help you find the right health insurance, Medicare products, or life insurance—or all three! No matter what type of insurance you’re in the market for, we will take the overwhelming burden out of shopping for the right product and determining what the best option is. We’re flexible, responsive, and offer personalized service.

See what some of our satisfied clients are saying about our long-term care products and other services.

Tommy Clack

Highly recommend

Paul Harrison

Best insurance company I have ever dealt with they took care of everything and made it easy

Dale Hinson

Richard Smith was my agent. He did a great job supplying me with all the information I needed for the drugs that I used every day.If I would leave him a message, he would call me back within 10 minutes.I really would recommend him to anybody that needed helpThank youDale Hinson

Sally Moody

We have been with Richard Smith getting insurance for a few years now. Richard is amazing!! He is very knowledgeable and helpful as far as providing the type of plan that we need. If you need any help at all with any type of insurance, I would highly recommend that you contact Richard Smith.

Violetta

I was very pleased with the assistance I received from Mr. Thrailkill when I found myself needing to find a new health plan. It was important to me to have a plan that would allow me to continue using my current providers as well as to cover all my prescriptions. Mr. Thrailkill researched available plans and came up with just what I needed with no monthly premium. He was professional and attentive to my needs. I am very happy with his services!Sincerely,Lysbeth Hart

Shannon Ross

Mr. Thrailkill helped me figure out what I needed to do after my current insurance was just dropping us due to an issue with our medical providers. We were at a loss, and Mr. Thrailkill looked into every aspect of what we were not only already receiving with our previous carrier, but was able to get us some additional benefits and perks with a ZERO monthly payment. I could not be more grateful for his help and knowledge. Thank you again so very much.Sincerely,Shannon RossLancaster, SC