We can help you find the Medicare supplements you need.
Medicare supplements, also known as Medigap, are private insurance plans designed to cover costs that Original Medicare (Part A and Part B) does not fully pay. These supplemental policies help fill gaps in coverage, such as deductibles, copayments, and coinsurance, making healthcare more affordable for beneficiaries.
Medicare supplements are standardized and labeled with letters in most states. Each plan offers a different set of benefits, but the coverage for each lettered plan is consistent across insurance companies. Most Medigap policies typically cover some of the following costs: Part A and Part B deductibles, copayments, and coinsurance. This can help significantly reduce out-of-pocket expenses.
Unlike Medicare Advantage plans, Medigap policies do not have network restrictions. You can see any doctor or specialist who accepts Medicare. The best time to enroll in a Medigap policy is during your Medigap Open Enrollment Period, which starts when you turn 65 and are enrolled in Medicare Part B. During this time, you cannot be denied coverage due to preexisting conditions.
At Alpine Advantage Health Insurance, we can help you navigate the world of Medicare supplements and find a plan that works well for you. We offer a variety of supplement plans, and we can help you select one that you feel good about.
We have worked with many clients in Lancaster, South Carolina, helping them find Medicare supplements that work best for them. Contact us today for more information about finding the right Medigap plan for you.