Life Insurance, Charlotte, NC

HomeLife Insurance, Charlotte, NC

Protect your loved ones with life insurance.

Life insurance plans provide you with confidence that your family and anyone dependent on you will continue to be taken care of should the unimaginable happen. We know that getting life insurance can seem daunting with the choices that are out there. Our agents at Alpine Advantage Health Insurance are ready to help you navigate all of your options.

Life Insurance in Charlotte, North Carolina

Life Insurance is simply a way to replace your income if something were to happen to you. Although this can be something we don’t think of often, it is extremely important. There are different types of coverage, including term life insurance and whole life insurance. Our agents will help you find the right plan for you and your loved ones.

In addition to standard life insurance, we also provide final expense plans. Final expense insurance is a little different from life insurance. This coverage will cover the funeral costs of the departed, taking the burden off of you or loved ones during a hard season of life. Final expense insurance plans offer the following benefits:

  • They are paid out immediately.
  • Rates never increase, and benefits never decrease.
  • Most people can easily qualify.
  • They are usually a more affordable alternative to life insurance.

    “Best insurance company I have ever dealt with.”

     
    Testimonial

    “Best insurance company I have ever dealt with—they took care of everything and made it easy.”

    ★★★★★ - Paul H.

    Contact us to learn more about our life insurance plans.

    Services We Offer

    Medicare Supplements in Lancaster, South Carolina

    Medicare Products

    We will go over the difference between a Medicare Advantage plan and a Medicare Supplement plan. We can also go over prescription drug plans.

    How to Find Quality Health Insurance Plans

    Health Insurance

    If you need help finding health insurance, we’re here to make the process as easy on you as possible.

    Term Life Insurance in Lancaster, South Carolina

    Life Insurance

    Prepare for the unexpected and secure the peace of mind that comes from knowing your loved ones are financially protected with life insurance.

    Contact us to learn more about our life insurance plans.

    We have helped many families in the Charlotte, North Carolina area protect themselves and their future with life insurance. Learn more about your life insurance options and start shopping for a policy by contacting us today.

    FAQs About Life Insurance

    At Alpine Advantage Health Insurance, we are here to help you protect your interests, your finances, and your future with the right insurance solutions. Below, we have answered some of the common questions we receive about securing life insurance.

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    Why do I need life insurance?

    If something were ever to happen to you, life insurance could provide for your family. The payments they receive from your life insurance plan can help with educational expenses, living expenses, mortgage payments, and more.

    When should I get life insurance?
    We recommend getting life insurance when you reach a point in your life where someone depends on you, such as children or a spouse. For example, if you recently welcomed your first baby into your family, we highly recommend getting life insurance.
    Do you offer final expense plans?
    Yes! These plans specifically cover funeral expenses and are paid out immediately following your death. A more affordable alternative to life insurance, these plans never experience rate increases or benefit deductions.
    Why should I work with you?
    We want to help you find the best possible life insurance plan for your needs. Our goal is to consider where you are in life and ensure you find insurance coverage that benefits you now and into the future.
    How do I purchase life insurance?
    If you are ready to purchase life insurance, contact us! During our appointment, we will go over all your options with you and help you find the best possible plan.

    At Alpine Advantage Health Insurance, we offer life insurance services for clients in Lancaster, Pageland, Camden, Kershaw, Indian Land, Fort Mill, Rock Hill, and Chester, South Carolina, as well as Charlotte and Waxhaw, North Carolina.

    Why Choose Alpine Advantage Health Insurance?

    We can help you find the right health insurance, Medicare products, or life insurance—or all three! No matter what type of insurance you’re in the market for, we will take the overwhelming burden out of shopping for the right product and determining what the best option is. We’re flexible, responsive, and offer personalized service.

    See what some of our satisfied clients are saying about our life insurance products and other services.

     
    I am approaching 65yo and trying figuring transition from MatketPlace to Medicare. Discussed with a few broker about impact on PTAC if signing last month of Medicare Initial Enrollement Period because I reached Max Out Of Pocket and pay next to nothing . They all gave me a false sense of urgency and tried to scare me like, I am going to loose health coverage or will have to refund PTC bla bla bla. Then I had the pleasure to meet Heather from Alpine Advantage, I asked her to look at IRS publication 974 and read p9 exemple 1 of Ellen. She took the effort to read it and we agreed that as long as I enroll in Medicare during IEP I won’t loose PTC until covered by Medicare (rather than when eligible in birth’s month). She is the only broker that I met to understand the rule. Also she was not pushy on any specific coverage. Although I don’t take much drugs she warns me that if I went with Medicare Original I should sign for part D to avoid late enrollment penalties later which I was unaware and I am thankful for that.
    Richard Smith and Howard Williams of Alpine Advantage Health Insurance did an excellent job explaining the Medicare process! They were honest and very knowledgeable. If there was something that I did not need, they were quick to say so. I felt very comfortable asking questions!
    Very informative and helpful to me when I lost my coverage and had to find other options. Would highly recommend.
    He's very knowledgeable about the insurance and he answers any questions I have and it's a breeze working with him on policy renewals
    Very friendly and professional
    Highly recommend
    Best insurance company I have ever dealt with they took care of everything and made it easy
    Richard Smith was my agent. He did a great job supplying me with all the information I needed for the drugs that I used every day.If I would leave him a message, he would call me back within 10 minutes.I really would recommend him to anybody that needed helpThank youDale Hinson
    We have been with Richard Smith getting insurance for a few years now. Richard is amazing!! He is very knowledgeable and helpful as far as providing the type of plan that we need. If you need any help at all with any type of insurance, I would highly recommend that you contact Richard Smith.
    I was very pleased with the assistance I received from Mr. Thrailkill when I found myself needing to find a new health plan. It was important to me to have a plan that would allow me to continue using my current providers as well as to cover all my prescriptions. Mr. Thrailkill researched available plans and came up with just what I needed with no monthly premium. He was professional and attentive to my needs. I am very happy with his services!Sincerely,Lysbeth Hart
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    We Can Help You With Many Types of Insurance

    We Can Help You With Many Types of Insurance
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